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Consumer Loan Rates at Pittsford Federal Credit Union
Rates
Consumer Loan Rates1 - In effect as of 01/01/20
| Auto / Motorcycle Loan Terms | Annual Percentage Rate | |
|---|---|---|
New
|
Up to 36 months Up to 72 months Up to 84 months |
2.69% 3.69% 4.69% |
Used |
Up to 36 months Up to 72 months |
2.69% 3.69% |
| Boat and RV Loan Terms (90% Maximum LTV) | Annual Percentage Rate |
|---|---|
|
Up to 72 months |
5.79% |
|
Up to 180 months |
6.79% |
| VISA Credit Cards | Annual Percentage Rate |
|---|---|
|
VISA Platinum - Purchases & Cash |
9.49% |
| Personal Loans and Lines of Credit | Annual Percentage Rate |
|---|---|
|
Fixed Rate (Up to 60 months) |
8.79% |
|
Variable Rate Open-end Line of Credit2 |
9.50% |
|
Overdraft Line of Credit |
17.50% |
|
Share Secured Loan (Up to 60 Months) |
2.40% |
1 Rates are subject to change without notice. All credit is subject to approval and must meet credit granting terms and conditions. Rates do not apply to refinance of an existing Pittsford FCU loan.
2 APR may adjust quarterly on the 1st of January, April, July and October. Rate calculation based on the 6-month Treasury Bill plus margin of 8% rounded to the nearest one quarter of one percent. Will not increase or decrease more than 2% at any one adjustment. Maximum APR 18.00%.