Mortgage Loans
If you are looking to buy a home, Pittsford Federal Credit Union offers a variety of mortgage loans at competitive rates. Apply online now or contact us for more information.
| Rates | Quoted daily and posted online |
| Application Fee | $425 for appraisal (single family home in Monroe County) $175 application fee |
| Servicing | Life of loan by PFCU, guaranteed |
| Down Payment | Minimum down payment of 5%, PMI is required No PMI required with a minimum down payment of 20% or more |
| Purpose | Purchase, Refinance |
| Term | Minimum 10 years; Maximum 30 years |
| Maximum Loan Amount | $806,500 – Applications for loans in excess of $806,500 (Jumbo Loans) will be considered on an exception basis (up to a 20 year term available) |
Mortgage Tips
Mortgage Tips: Things to Avoid
Mortgage Tips: How to Get Started
Ready to apply?
Use our online mortgage application to Apply Now.
Contact the mortgage department or call us at 585-381-3885 to schedule an appointment.
You may review the checklist of items to bring to your mortgage appointment, or estimate your closing costs using our rate and closing cost calculator.
If you don’t see a product that fits your specific situation please let us know. Occasionally, circumstances require unique approaches and we will attempt to meet your needs.