Personal Checking Accounts
We offer personal checking accounts with no monthly fees that make it easy to stay in control of your money. For more information on how to get started, contact us or apply now.
- No monthly service fees
- Deposit federally insured to at least $250,000 by NCUA
- Free eServices
- eAlerts – email or text account alerts
- eStatements
- Money Management – Your complete financial picture all in one place
- 24 Hour account access
- Pittsford FCU VISA Debit Card
- 70+ Rochester area & 70,000+ Nationwide Surcharge-Free ATM locations
- Six Free Foreign (non-Pittsford FCU ATMs) withdrawals per month ($2.00 thereafter at non-Pittsford FCU machines)
- Refund up to $10 per account, per month in ATM surcharges charged by other financial institutions, when you use your Pittsford FCU Debit or ATM card
- Checks
- First order of checks free if requested
- Unlimited check writing
- Free for members aged 60+
- Overdraft Protection available
- Automatic transfer from other Pittsford FCU accounts, no transfer fee applies
- Automatic transfer from Overdraft Line of Credit protection, interest charges may apply
Highlights and differences
Pittsford Federal Credit Union offers a variety of personal accounts with no monthly service fees, unlimited check writing, and more! For more information, contact us!
- No monthly service fees
- Worldwide ATM and Debit card access to cash, including Rochester’s largest surcharge-free ATM network.
- Share Certificates with a minimum deposit of just $50
- Unlimited check writing
- Each first order of checks is FREE
- FREE checks for members beyond age 60
Rates effective as of 07/01/25
| Account Type2 | Minimum Deposit to Open | APY1 |
|---|---|---|
| Super Savings | $5 | 0.30% |
| Checking | $5 | 0.10% |
| IRA Savings | None | 0.40% |
* The USA Patriot Act requires Identity verification for all new accounts. A $5 balance in Super Savings or Checking is required to maintain membership. Membership subject to eligibility.
1 APY = Annual Percentage Yield. Dividends posted to share account monthly.
2 Rates subject to change without notice. APY is accurate as of the last dividend declaration. Fees may reduce earnings.