Certificates
We offer many certificates with competitive rates to help you reach your savings goals. For more information, contact us.
- Dividends paid monthly
- $50 minimum investment
- Option of rolling it over into a new certificate upon maturity
- Certificate will automatically redeem to the funding account upon maturity
- Extra 0.10% earned for individual Certificate values of $90,000 or more
- Early withdrawal penalties may apply
- Disclosures
Rates effective as of 08/12/25
| Certificate Term | APY1 & Dividend Rate | Minimum Amount |
|---|---|---|
| 1 Month | 2.50% | $50 |
| 6 Months | 3.85% | $50 |
| 12 Months | 4.00% | $50 |
| 18 Months | 3.25% | $50 |
| 24 Months | 3.25% | $50 |
| 36 Months | 3.25% | $50 |
| 48 Months | 3.25% | $50 |
| Jumbo 1 to 48 Months | Add 0.10% to yield listed above. | $90,000 |
1 APY = Annual Percentage Yield. Fees may reduce earnings. A fee may be charged for early withdrawal of a fixed-term certificate or IRA.