Balance Transfer Offer

Balance Transfer Offer

Gratefulness is in the air this time of year, and we here at Pittsford Federal Credit Union are reminded of how thankful we are for you, our members.

As the holiday season approaches, we are showing our gratitude by offering many of our VISA Platinum cardholders something that we simply could not offer until recently.

This fall members may receive an offer to consolidate their higher-rate credit card balances to their Pittsford FCU VISA Platinum. The offer grants a 1.99% APR* through March 15, 2022 (24+ months!) on balance transfers and convenience check purchases.

The promotional APR begins November 15, 2019, and will apply to qualifying transactions through March 15, 2020. Our hope is that this will enable members to take advantage of low rates both before and after the busy holiday shopping season. Members can also use the convenience checks included with the offer to make new purchases (not just transfer balances).

While some institutions automatically increase credit limits, we believe credit limit increases should be granted at a member’s request only. Please remember that you may ask for a credit limit increase at any time. This promotional offer is designed to help our members get ahead, financially. If a larger credit limit would help, please apply.

Have you been considering applying for our credit card? It’s easy to do! You can apply online by visiting; you can stop by one of our branches; or you can reach out to us by phone at (800)836-8010.


Balance transfers and convenience check purchases for qualified members will be billed at:

1.99% APR*

through March 15, 2022

Outstanding promotional balances after March 2022 will be billed at 9.49% APR.


*APR = Annual Percentage Rate

Year: 2019

Quarter: 4-Winter

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