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At Pittsford Federal Credit Union, avoiding banking fees is easy. Below are common fees and ways to avoid them.
Members' best interests are our first priority - even when it comes to fees. In general, credit unions have far fewer fees than most financial institutions due to their cooperative, not-for-profit nature. Although the returns from our limited fees help us to offset some of our operational costs, we want our Members to be able to avoid fees whenever possible:
NSF Fees - The most common fee occurs when you have Non-Sufficient Funds (NSF) in your account to cover checks or automatic payment transfers. Always keep a cushion in your account to cover any accidental bookkeeping errors, and immediately deduct all ATM withdrawals and debit card purchases.
Surcharge-Free ATMs - You'll save time and money knowing the location of Pittsford FCU's surcharge-free ATMs near where you live, work, and play. Check out our list of more than 60 surcharge-free ATMs in the Rochester Area.
Smart Tip - Consider reviewing account balances online and establishing Overdraft Protection. We will transfer the amount needed to cover a check, debit, or automatic payment transfer.