Coming Soon: Balance Transfer

If you are experiencing a little deja vu, there’s a good reason. Around this time last year, we had a balance transfer offer to help members get ahead financially. We are thrilled to report that during that promotion, members transferred more than $1 million worth of higher interest rate debt.

As last year’s promotion was so well-received, we have decided to offer another balance transfer opportunity. Financial stress is common around the holidays, and circumstances have been even more difficult for many this year amidst the pandemic. We hope such a promotion may help reduce stress and save money.

What You Need to Know

Current Pittsford FCU VISA Platinum members may receive an offer to consolidate their higher-rate credit card balances to their Pittsford FCU card. The offer grants a 1.99% APR* through March 31, 2022 (12+ months!), on balance transfers and convenience check purchases. The promotional APR begins Jan. 1, 2021, and will apply to qualifying transactions through March 31, 2021. There are no balance transfer fees and no minimum transfer amount!

Our hope is that members will take advantage of the low rates after the busy holiday shopping season. Members can also use the convenience checks included with the offer to make new purchases (not just transfer balances).

While some institutions automatically increase credit limits, we believe credit limit increases should be granted at a member’s request only. Please remember that you may ask for a credit limit increase at any time. This promotional offer is designed to help our members get ahead financially. If a larger credit limit would help, please apply.

Have you been considering applying for our credit card? It’s easy to do! You can apply online by visiting PittsfordFCU.org; you can stop by one of our branches; or you can reach out to us by phone at (800) 836-8010. With no annual fee and no late fee, a Pittsford FCU Visa Platinum card is a great addition to your wallet.

* APR = Annual Percentage Rate