1 APY = Annual Percentage Yield. Dividends posted to share account monthly. Substantial penalties for early withdrawal. Early redemption of a share certificate will result in the following penalty: If the term of the certificate is less than 24 months, the forfeiture of the dividends is the smaller of the following amounts: Dividends since the date of issuance or renewal OR 90 day's dividends. If the term is 24 months or greater, the forfeiture of the dividends is the smaller of the following amounts: Dividends since the date of issuance or renewal OR 180 day's dividends.
2 Dividends will be calculated based on the rate tier your balance falls within at the end of each day, and will be credited and compounded monthly. Federal Regulations prohibit payment in excess of available earnings. This is a prospective rate and may be changed at the end of the month. Fees may reduce effective yield. Other fees may apply. Please call us for details.