In the Money Kids Account | Pittsford Federal Credit Union

Personal Accounts

In The Money Kids Account (Age 12 & Under)

Dollar Bill and Sally Cents want kids to know that you're never too young to start making smart decisions about your money. With an In the Money Kids Account, kids can learn the benefits of saving for the future, spending wisely, and sharing with others.


  • In The Money Custodial Savings Account with dividends - Current Rates
  • In The Money Certificate
    • Minimum Rate, 5.00% APY1
    • Minimum Investment, $50, Maximum Investment, $500
    • Additional Minimum Investments, $50
    • 12 Month Certificate automatically renews until minor turns 21
    • No penalty for early withdrawal
    • One account per minor member
    • This Certificate requires that the associated account statement be combined with a parent/guardian's Statement or receive an eStatement only
  • Additional Certificates - Current Rates
    • Open with as little as $50
  • Free transfers from parent or guardian account to In The Money Kids Account - a great way to help kids save their allowance
  • Free coin counting at the Pittsford branch


  • Discounts on Regal Cinemas and Nazareth College Arts Center - Learn More


  • Resource list of community organizations that Pittsford FCU supports for those who are seeking volunteer opportunities or places to donate money - Learn More

1 APY = Annual Percentage Yield. Dividends posted to share account monthly. Member must be 21 or less to qualify.

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