Budgeting for Holidays

Budgeting for Holidays

As you may have noticed, stores have already begun the marathon to the holiday season. Holiday decorations adorn store windows and it’s not even Halloween! Although it may seem crazy that stores are already pushing the holidays, it is not so crazy to be thinking about your holiday budget. By starting now, you can beat the shopping frenzy that begins closer to the season.

Here are a few ways to make sure you don’t break the bank on holiday spending:

  • Create a spending limit. You are not alone when it comes to worrying about the extra expense the holidays bring. Talk to your family and friends with whom you exchange gifts and set a spending limit. By doing so, you won’t have to constantly worry about spending too much or too little on a present.
  • Save a little extra each week. Holiday shopping can add a lot of financial strain. If you start saving some of your disposable income each week, you will have a nice nest egg you will be comfortable spending later.
  • Begin shopping today. If you have some free time, buying clothes at the end of a season is a great way to find a deal. Stores discount the “older” apparel significantly, to make room for the new inventory.
  • Coupons, coupons, coupons! Coupons are a wonderful way to save money on all sorts of products. Sometimes, you can even use your coupons on items that already have reduced prices, creating a double discount! You can find coupons in the newspaper, by signing up for the promotions from your frequented stores, or even online.

These easy fixes can lift a lot of weight off your shoulders during the holiday season.

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