Home Improvement Loans | Real Estate Loans | Mortgages & Loans

Real Estate Loans

Home Improvement Loans

Do you need to make improvements to your home but haven't been there long enough to build up much equity to qualify for a home equity loan? Then this product can work for you.

  • No closing costs - Pittsord FCU pays the costs on your behalf
  • If the loan is paid off within the first 24 months, there will be a early closeout penalty equal to the closing costs Pittsford FCU paid on your behalf.
  • Borrow Up to 100% of cost of improvements
  • Loan amount from $5,000 - $50,000
  • Up to 10 year term
  • Fixed Rate
  • AutoPay options available
  • Available on primary residence located in Monroe, Orleans, Genesee, Livingston, Ontario and Wayne County

Home Equity Loan/Home Improvement Loan Rates

ProductFixed APRMaximum TermMaximum Financing

Home Equity Loan4

$5,000 - $200,000

5.00%

Up to 60 months

Up to 90%

Home Equity Loan4

$5,000 - $200,000

5.25%

Up to 120 months

Up to 90%

Home Equity Loan4
$5,000 - $200,000

6.00%

Up to 240 months

Up to 85%

Home Improvement Loan5

$5,000 - $50,000

6.50%

Up to 120 months

Up to 100% of the

cost of improvements

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