VISA Platinum Credit Cards | Consumer Loans | Mortgages & Loans

Consumer Loans

VISA Platinum Credit Cards

  • Low annual percentage rate
  • No annual fee
  • No late or over-limit fees
  • No fees for balance transfers or cash advances
  • 24-Hour account access
  • $0 fraud liability
  • AutoPay convenience
  • Visa Benefits Package
    • Auto rental insurance - Save up to $14/day on rental collision coverage
    • Year end statement summary
  • Microchip for increased security and for convenience when traveling abroad
  • Cash access at ATM's throughout the world (PIN Required)
  • Free convenience checks to access your account where credit cards are not accepted or to easily transfer balances
  • Disclosure Agreement

VISA Credit CardsAnnual Percentage Rate

VISA Platinum - Purchases & Cash

9.49%

Terms  Card Assistance  Apply

VISA AutoPay

Available AutoPay options:

  • Pay the minimum payment due
  • Pay an amount you choose (above the minimum payment amount)
  • Minimum payment plus some additional preset amount (e.g. Minimum plus $150)
  • Balance in full - Note: any payments and credits during the month will be subtracted from the previous month's balance and the resulting amount will determine the payment amount

There are three AutoPay methods to choose from:

  • Internet Banking scheduled transfer - setup and managed by you:
    • Transfers occur before 9:00 AM on the date scheduled.
  • Internal Transfer set up by Pittsford FCU - Contact CardServices@PittsfordFCU.org to add, edit, or delete AutoPay settings.
    • If the funds are not available at the time of transfer our system will attempt to transfer daily until the transfer is complete. 
  • A Direct Debit from an external savings or checking account - Contact MemberService@PittsfordFCU.org for a Direct Debit form.

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