Share Secured Loans

Share Secured Loans are not for everyone, but useful in very specific situations. These loans are secured by your funds on deposit. For more information, contact us today.

• Competitive, simple fixed rates
• Up to 60-month repayment term
• Fast & easy pre-approvals
• AutoPay convenience
• 24-Hour account access
• Contact us for more details and/or questions.

Personal Loans and Lines of Credit	Annual Percentage Rate
Fixed Rate (Up to 60 months)	8.79%
Variable Rate Open-end Line of Credit	8.50%
Overdraft Line of Credit	17.50%
Share Secured Loan (Up to 60 Months)	2.40%

Calculator Apply

AutoPay

Available AutoPay options:

• Pay the minimum payment due
• Pay an amount you choose (above the minimum payment amount)

There are three AutoPay methods to choose from:

• Internet Banking scheduled transfer - setup and managed by you:
  • Transfers occur before 9:00 AM on the date scheduled.
• Internal Transfer set up by Pittsford FCU - Contact MemberService@PittsfordFCU.org to add, edit or delete
  • If the funds are not available at the time of transfer our system will attempt to transfer daily until the transfer is complete.
• A Direct Debit from an external savings or checking account - Contact MemberService@PittsfordFCU.org for a Direct Debit form