Personal Loans and Lines of Credit | Pittsford Federal Credit Union

Consumer Loans

Personal Loans and Lines of Credit

Personal loans are useful in situations where you simply need funds for a unique purpose or to consolidate debt.

  • Competitive fixed rate
  • Up to 60-month repayment term
  • Fast & easy pre-approvals
  • AutoPay convenience

Personal Lines of Credit offer you the flexibility of having the funds available to use when you need them, now and in the future.

  • Borrow funds up to your approved limit; pay down/off then borrow the funds again without re-applying
  • Fast & easy pre-approvals
  • AutoPay convenience

Rates  Calculator  Apply


Available AutoPay options:

  • Pay the minimum payment due
  • Pay an amount you choose (above the minimum payment amount)

There are three AutoPay methods to choose from:

  • Internet Banking scheduled transfer - setup and managed by you:
    • Transfers occur before 9:00 AM on the date scheduled.
  • Internal Transfer set up by Pittsford FCU - Contact to add, edit or delete
    • If the funds are not available at the time of transfer our system will attempt to transfer daily until the transfer is complete.
  • A Direct Debit from an external savings or checking account - Contact for a Direct Debit form

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