Personal Loans | Consumer Loans | Mortgages & Loans

Consumer Loans

Personal Loans

Useful in situations where you simply need funds for a unique purpose, our Personal Loan and Personal Line of Credit offer the flexibility you require. Contact us for more details.

  • Competitive, simple fixed rates
  • Up to 60-month repayment term
  • Fast & easy pre-approvals
  • AutoPay convenience

Personal Loans and Lines of CreditAnnual Percentage Rate

Fixed rate for as many as 60 months

8.79%

Variable Rate Open-end Line of Credit

8.50%

Overdraft Line of Credit

17.50%

Share Secured Loan (Up to 60 Months)

2.40%

Calculator  Rates  Apply

AutoPay

Available AutoPay options:

  • Pay the minimum payment due
  • Pay an amount you choose (above the minimum payment amount)

There are three AutoPay methods to choose from:

  • Internet Banking scheduled transfer - setup and managed by you:
    • Transfers occur before 9:00 AM on the date scheduled.
  • Internal Transfer set up by Pittsford FCU - Contact MemberService@PittsfordFCU.org to add, edit or delete
    • If the funds are not available at the time of transfer our system will attempt to transfer daily until the transfer is complete.
  • A Direct Debit from an external savings or checking account - Contact MemberService@PittsfordFCU.org for a Direct Debit form

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