If You Are a Victim
If you suspect that you've become a victim of Identity Theft, take action quickly. You're more likely to protect yourself from further fraud if you respond immediately.
- Contact each of the three major credit bureaus and request that a "fraud alert" be placed on your file.
- Equifax: (800) 685-1111
- Experian: (888) 397-3742
- TransUnion: (800) 916-8800
- Contact the security departments of the appropriate creditors or financial institutions for any accounts that have been fraudulently accessed or opened. Close those accounts, and set up passwords for any new accounts that you open.
- If you suspect that your social security number has been used dishonestly, contact the Social Security Administration at (800) 772-1213 to verify the accuracy of your reported earnings and that your name is reported correctly.
- File a police report in the jurisdiction where the Identity Theft took place. Request a copy of the report in case your financial institution or Credit Card Company needs proof at a later date.
- Fill out an Identity Theft affidavit as soon as possible. Many creditors ask that you send it within two weeks of receiving it. Delaying could slow the investigation.
Identity Theft Affidavit [pdf]
- If you need further assistance, contact the Federal Trade Commission (FTC) at (877) 438-4338 to file a complaint. In addition to helping you solve financial problems associated with ID Theft, the FTC can refer your complaints to the appropriate government agency or organization for further action.