Certificate Calculator

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Certificate Calculator

Use this calculator to determine what the Dividends Earned amount of your certificate will be in the future. The calculation uses a standard 365 day calendar.

  1. Enter the dividend rate of your savings or certificate account.

  2. Enter the term of your certificate in months, or the number of months that you will keep your savings on deposit.

  3. Enter either the current value of your savings/certificate in the Principal box, or the amount you wish to have earned at the end of the term in the Dividends Earned box..

  4. Press the Compute button. If you entered a principal amount, then the calculator will display the value of the Dividends earned at the end of the term you specified. If you entered a dividends earned amount, then the calculator will display the amount you must have on deposit right now.

Use this calculator as a guideline only. Actual principal amount or dividends earned amount may vary. Call the credit union for details.

Dividend Rate (%)
Term In Months
Principal ($)
Dividends Earned ($)

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