Special Member Dividend

Financial Calculators

2019 Special Member Dividend Paid

We are thrilled to announce that, once again, the Board of Directors of Pittsford FCU has declared a Special Member Dividend (SMD) of $1,000,000!

The SMD would not be possible without the continued support and trust of our entire membership, and we appreciate your confidence. As has always been the case, a Special Member Dividend is just that – special, unexpected, and unpredictable. We don’t know what will happen next year, but we’re sure delighted we can pay it this year.

To calculate the dividend, we multiplied average account balances for all of 2019 by our dividend factor (the same factor is used for all members and all account types). The Special Member Dividend was deposited in member accounts January 27th in most cases. In a few rare situations, some dividends may be posted after January 27th.

We hope you enjoy the benefits of being an owner of Pittsford Federal Credit Union. We exist solely to help our members get ahead financially, and the SMD is a vivid reminder that ownership has its rewards.

Be sure to check Internet Banking or Mobile Banking to see your actual Special Member Dividend.


  • Dividends for deposit accounts will be deposited into the account that qualified for the dividend whenever possible. If that account is no longer open or is otherwise unable to accept deposits, the dividend will be posted to the primary owner's lowest numbered account eligible for deposits.
  • Dividends for loan accounts will be deposited into the primary owner's lowest numbered account eligible for deposits.
  • Primary owner is defined as the person assigned for tax reporting purposes in our system.
  • Payment of future Special Member Dividends are not guaranteed.

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