Special Member Dividend Calculator

Financial Calculators

2017 Special Member Dividend Announced

Serving our members for 50 years is reason enough to celebrate, but we also have a million additional reasons to celebrate this year because the volunteer Board of Directors of Pittsford FCU has declared a Special Member Dividend (SMD) of $1,000,000!

The SMD would not be possible without the continued support and trust of our entire membership, and we appreciate your confidence. As has always been the case, a Special Member Dividend is just that – special, unexpected, and unpredictable. We don’t know what will happen next year, but we’re sure delighted we can pay it this year.

To calculate the dividend, we multiplied average account balances for all of 2017 by our dividend factor (the same factor is used for all members and all account types). We expect to deposit the Special Member Dividend in member accounts during the third week of March.

We hope you enjoy the benefits of being an owner of Pittsford Federal Credit Union. We exist solely to help our members get ahead financially, and the SMD is a vivid reminder that ownership has its rewards.

2017 Special Member Dividend Calculator


Enter the total average daily balance for all of your deposit accounts in 2017.

(Savings, Checking, Certificates, IRAs, etc)


Enter the total average daily outstanding balance for all of your loans in 2017.

(Vehicle, Credit Card, Personal, Mortgage, etc)


Total Average Daily Balance for all accounts



Based on the inputs provided, your total Special Member Dividend would be approximately:


Be sure to check Internet Banking or Mobile Banking the week of March 19th to see your actual Special Member Dividend.


  • This calculator is meant for informational purposes only to provide an estimate of the dividends that you can expect to receive.
  • Dividends for deposit accounts will be deposited into the account that qualified for the dividend whenever possible. If that account is no longer open or is otherwise unable to accept deposits, the dividend will be posted to the primary owner's lowest numbered account eligible for deposits.
  • Dividends for loan accounts will be deposited into the primary owner's lowest numbered account eligible deposit for deposits.
  • Primary owner is defined as the person assigned for tax reporting purposes in our system.
  • The dividend factor used in these calculations may not be an exact match for the actual dividend posting.
  • Payment of future Special Member Dividends are not guaranteed.

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