VISA Balance Transfer Promotion

Consumer Loans

Beginning in January 2022, eligible members can consolidate their higher rate credit cards!


1.49% APR* Intro Rate on Qualified Balance Transfers to our PFCU VISA Platinum Card for Eligible Members.

The rate will increase to 9.49% APR* after the March 2024 billing cycle.
No Balance Transfer Fees.
No Minimum Transfer Amount.

Already a VISA Platinum cardholder?

Call 800-836-8010 to find out if you are eligible for the offer!


Interested in applying for a PFCU VISA Platinum?

Click to apply online
Call 800-836-8010 to apply over the phone
Stop into one of our branches for assistance

  1. APR = Annual Percentage Rate
  2. Special rates are valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards. Your special rate will not apply toward amounts you owe Pittsford FCU. Continue to make your monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment. Pittsford FCU will not be responsible for any finance charges or late fees incurred due to your nonpayment. Any balance transfers processed after the promotional period will incur finance charges at the standard rate. To the extent your payments exceed the minimum payment due each billing period, we will apply them to balances with high APRs prior to balances with low APRs. The promotional APR will remain in effect through your March 2024 credit card billing cycle. New purchases and cash advances will carry your card's current rate. Transfers must be made by February 28, 2022.
  3. Each balance transfer will be treated as a purchase as described in your Credit Card Agreement, and is subject to credit availability.

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