Pittsford Federal Credit Union has now served members for 45 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently fifth largest credit union in the Greater Rochester area. In December, we reached $354 Million in assets. We owe this continued success to the confidence and trust of our members.
Pittsford Federal Credit Union exists to provide member focused friendly financial services. As a team of professionals, the Board of Directors and the staff are dedicated to providing exceptional member service in a knowledgeable, caring manner. We strive to efficiently provide quality services that exceed member expectations while ensuring that we remain a sound, stable financial institution.
|Selected Amounts And Percentages||2013||2012|
Total Amount Paid to Members as a Percentage
of Gross Income
|Yield On Average Assets||3.35%||3.20%|
|Average Cost of Funds||0.53%||0.63%|
|Total Operating Expenses as a Percent of Assets||1.92%||1.94%|
|Loan Losses as a Percent of Average Loans||.21%||.09%|
|Net Income as a Percent of Average Assets||.71%||.81%|
|Total Capital as a Percent of Assets||10.17%||9.82%|
|Total Gross Income||$11,685,701||$12,037,482|
Total Reserves & Undivided Earnings & Allowance
for Loan Losses